Paying in USDT

Pay for ChatGPT and Claude with USDT

ChatGPT, Claude, Canva, CapCut Pro, Cursor and the rest of the catalog, settled in USDT on any of 7 networks. No customer account, no card, and the subscription goes onto an account you own.

Tether tracks the US dollar, so the USDT figure on your order page is your dollar total. Plenty of Bitcoiners keep savings in BTC and spending money in USDT; this page is for the spending side.

Accepted USDT networks

Network	Time to paid	Network cost	Network name at exchanges
USDTTRON (TRC-20)	about 1 minute	roughly $2 to $4.50, paid in TRX, when sent from a wallet	TRON, often listed as TRC20
USDTEthereum (ERC-20)	about 7 to 10 minutes	a few cents in ETH most days, more when blocks are full	Ethereum, also shown as ERC20
USDTBNB Smart Chain (BEP-20)	under 1 minute	well under 1 cent, paid in BNB	BNB Smart Chain, also shown as BSC or BEP20
USDTPolygon	about 1 minute	under 1 cent, paid in POL	Polygon, also shown as Polygon PoS or MATIC
USDTSolana	under 1 minute	under 1 cent, paid in SOL	Solana, also shown as SPL
USDTArbitrum One	about 1 to 5 minutes	under 1 cent, paid in ETH	Arbitrum One, sometimes shown as ARB
USDTTON	about 1 to 5 minutes	a few cents, paid in TON	TON, The Open Network

Before you send USDT

Accepted networks: TRON (TRC-20), Ethereum (ERC-20), BNB Smart Chain (BEP-20), Polygon, Solana, Arbitrum One, TON. Choose one on the order page, then send on that same network; an address on one chain is useless on another.
From a self-custody wallet you also need the chain’s gas coin: TRX on TRON (TRC-20), ETH on Ethereum (ERC-20), BNB on BNB Smart Chain (BEP-20), POL on Polygon, SOL on Solana, ETH on Arbitrum, TON on TON.
Cheapest from your own wallet: BNB Smart Chain (BEP-20), Polygon, Solana, Arbitrum One, each under a cent.
On TRON a USDT transfer costs roughly $2 to $4.50 in TRX from a wallet, less if you have staked or rented energy.
From an exchange, the withdrawal fee usually matters more than the network fee. Check what your exchange charges on each network before you choose.
Because 1 USDT is about $1, a full USDT payment that lands after the timer is simply accepted; there is no rate to re-check.
Only real Tether counts. A look-alike token with a similar name sent to the address is not a payment.

Sending USDT on TRON (TRC-20), step by step

Self-custody wallet

01Besides the USDT, keep a small amount of TRX on TRON (TRC-20) to cover gas (roughly $2 to $4.50, paid in TRX, when sent from a wallet).
02Select USDT on TRON (TRC-20) on your order page and leave that tab open.
03Open TronLink, or whichever Tether wallet you use, hit Send and select USDT on TRON (TRC-20).
04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
06Before sending, compare the first and last four characters of the address (34 characters, the first one a T) and the amount, digit for digit.
07Approve the transfer.
08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 1 minute.

Exchange account

01Select USDT on TRON (TRC-20) on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
02In the exchange, go to Withdraw (some call it “Send”) and select USDT.
03Set the network to TRON, often listed as TRC20. Most lost payments start at this step.
04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.

Where payments go wrong

Withdrawing on BEP20 or ERC20 when the order asks for TRC20.
An empty TRX balance. The transfer won’t go through until the wallet holds some TRX for the fee.

Sending USDT on Ethereum (ERC-20), step by step

Self-custody wallet

01Besides the USDT, keep a small amount of ETH on Ethereum (ERC-20) to cover gas (a few cents in ETH most days, more when blocks are full).
02Select USDT on Ethereum (ERC-20) on your order page and leave that tab open.
03Open MetaMask, or whichever Tether wallet you use, hit Send and select USDT on Ethereum (ERC-20).
04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
07Approve the transfer.
08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 7 to 10 minutes.

Exchange account

01Select USDT on Ethereum (ERC-20) on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
02In the exchange, go to Withdraw (some call it “Send”) and select USDT.
03Set the network to Ethereum, also shown as ERC20. Most lost payments start at this step.
04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.

Where payments go wrong

Picking Arbitrum, Base or Polygon. The 0x address matches, the chain does not.
An empty ETH balance, so nothing pays the gas.

Sending USDT on BNB Smart Chain (BEP-20), step by step

Self-custody wallet

01Besides the USDT, keep a small amount of BNB on BNB Smart Chain (BEP-20) to cover gas (well under 1 cent, paid in BNB).
02Select USDT on BNB Smart Chain (BEP-20) on your order page and leave that tab open.
03Open Trust Wallet, or whichever Tether wallet you use, hit Send and select USDT on BNB Smart Chain (BEP-20).
04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
07Approve the transfer.
08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after under 1 minute.

Exchange account

01Select USDT on BNB Smart Chain (BEP-20) on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
02In the exchange, go to Withdraw (some call it “Send”) and select USDT.
03Set the network to BNB Smart Chain, also shown as BSC or BEP20. Most lost payments start at this step.
04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.

Where payments go wrong

Picking ERC20 (Ethereum) where the order asks for BEP20.
An empty BNB balance, so nothing pays the gas.

Sending USDT on Polygon, step by step

Self-custody wallet

01Besides the USDT, keep a small amount of POL on Polygon to cover gas (under 1 cent, paid in POL).
02Select USDT on Polygon on your order page and leave that tab open.
03Open MetaMask, or whichever Tether wallet you use, hit Send and select USDT on Polygon.
04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
07Approve the transfer.
08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 1 minute.

Exchange account

01Select USDT on Polygon on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
02In the exchange, go to Withdraw (some call it “Send”) and select USDT.
03Set the network to Polygon, also shown as Polygon PoS or MATIC. Most lost payments start at this step.
04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.

Where payments go wrong

Picking Ethereum. The 0x address has the same shape, so the coins leave on the wrong chain.
An empty POL balance, so nothing pays the fee.

Sending USDT on Solana, step by step

Self-custody wallet

01Besides the USDT, keep a small amount of SOL on Solana to cover gas (under 1 cent, paid in SOL).
02Select USDT on Solana on your order page and leave that tab open.
03Open Phantom, or whichever Tether wallet you use, hit Send and select USDT on Solana.
04The QR code carries both the address and the amount, so one scan fills the form. The copy buttons work too.
05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
06Before sending, compare the first and last four characters of the address (32 to 44 base58 characters) and the amount, digit for digit.
07Approve the transfer.
08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after under 1 minute.

Exchange account

01Select USDT on Solana on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
02In the exchange, go to Withdraw (some call it “Send”) and select USDT.
03Set the network to Solana, also shown as SPL. Most lost payments start at this step.
04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.

Where payments go wrong

Withdrawing USDT on any network other than Solana (SPL).
An empty SOL balance, so nothing pays the fee.

Sending USDT on Arbitrum One, step by step

Self-custody wallet

01Besides the USDT, keep a small amount of ETH on Arbitrum on Arbitrum One to cover gas (under 1 cent, paid in ETH).
02Select USDT on Arbitrum One on your order page and leave that tab open.
03Open MetaMask, or whichever Tether wallet you use, hit Send and select USDT on Arbitrum One.
04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
07Approve the transfer.
08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 1 to 5 minutes.

Exchange account

01Select USDT on Arbitrum One on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
02In the exchange, go to Withdraw (some call it “Send”) and select USDT.
03Set the network to Arbitrum One, sometimes shown as ARB. Most lost payments start at this step.
04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.

Where payments go wrong

Picking Ethereum mainnet or Arbitrum Nova. Only Arbitrum One is right, and the address won’t warn you.
No ETH on Arbitrum to pay the gas.

Sending USDT on TON, step by step

Self-custody wallet

01Besides the USDT, keep a small amount of TON on TON to cover gas (a few cents, paid in TON).
02Select USDT on TON on your order page and leave that tab open.
03Open Tonkeeper, or whichever Tether wallet you use, hit Send and select USDT on TON.
04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
06Before sending, compare the first and last four characters of the address (Begins UQ or EQ) and the amount, digit for digit.
07Approve the transfer.
08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 1 to 5 minutes.

Exchange account

01Select USDT on TON on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
02In the exchange, go to Withdraw (some call it “Send”) and select USDT.
03Set the network to TON, The Open Network. Most lost payments start at this step.
04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.

Where payments go wrong

Withdrawing USDT on TRON or another chain. The order expects TON.
An empty TON balance, so nothing pays the fee.

AI plans you can buy with USDT

ChatGPT

OpenAI

starts at $56.10 fees included

Plus $20 · Pro $100 / $200 / $500per month · 1, 3, 6, 12 months

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Claude

Anthropic

starts at $56.10 fees included

Pro $20 · Max 5x $100 · Max 20x $200per month · 1, 3, 6, 12 months

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Your Claude account, wherever you are

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Canva

Design tools plus Canva AI

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CapCut Pro

Video editor with AI tools

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Longer plans save up to 30%

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Cursor

Code editor with AI

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GitHub Copilot

GitHub

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Google AI Pro

Google · Gemini

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Midjourney

Images and video from AI

starts at $73.92 fees included

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Your Midjourney account, wherever you are

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Perplexity Pro

Perplexity

starts at $56.10 fees included

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Photoshop

Adobe

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SuperGrok

xAI · Grok

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X Premium

X · Grok included

starts at $64.68 fees included

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An X account with no Premium yet, anywhere

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Adobe Express Premium

Adobe

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Base44

Apps built from a prompt

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Bolt.new

Apps built from a prompt

starts at $110.00 fees included

Pro 100 $100 · Pro 200 $200 · Pro $216/yrper month or per year

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Your Bolt account, wherever you are

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Brave Leo Premium

The AI built into Brave

starts at $115.29 fees included

Premium yearly $149.99per year

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Your Brave account, wherever you are

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Character.AI+

Character.AI

starts at $84.16 fees included

c.ai+ $9.99per month · 12 months

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DeepL Pro

Translation with AI

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Devin (Windsurf)

Coding agent plus editor

starts at $216.00 fees included

Max $200per month

Your Devin account, wherever you are

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Duolingo Max

Learn languages with AI

starts at $74.21 fees included

Max $29.99per month · 3, 6, 12 months

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ElevenLabs

Voice generation with AI

starts at $108.90 fees included

Pro $99 · Scale $299 · Business $990 · Creator yearly $220per month or per year

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Your ElevenLabs account, wherever you are

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Gamma

Presentations built by AI

starts at $83.16 fees included

Ultra $100 · Pro $216/yr · Plus $108/yrper month or per year

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Your Gamma account, wherever you are

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Genspark

Workspace for AI agents

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Grammarly Premium

Grammarly

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Premium $59.99 / 3 months · $139.99 / year3, 6 or 12 months

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HeyGen

Video avatars made with AI

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Creator $29per month · 3, 6, 12 months

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Ideogram

Images from AI

starts at $66.00 fees included

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Your Ideogram account, wherever you are

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Kimi

Moonshot AI

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Kling AI

Video made with AI

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Krea

Images and video from AI

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Your Krea account, wherever you are

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Leonardo.Ai

Images and video from AI

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Lovable

Apps built from a prompt

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Pro $39.99 · Business $79.99per month · 1, 3, 6, 12 months

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Luma AI

Video from AI · Dream Machine

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Manus

Autonomous AI agent

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Microsoft 365

Microsoft · Copilot included

starts at $62.08 fees included

Personal $99.99 · Family $129.99per year

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Country keys: US, UK, Canada, Australia, EU

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Microsoft 365 Premium

Microsoft · Copilot built in

starts at $56.07 fees included

Premium $19.99per month · 3, 6, 12 months

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Mistral Vibe

Mistral AI

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Monica

AI assistant in your browser and phone

starts at $68.82 fees included

Max $24.99per month · 3, 6, 12 months

Longer plans save up to 30%

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Notion

Business plan includes Notion AI

starts at $58.98 fees included

Business $23.99 · Plus yearly $119.99per month · 3, 6, 12 months

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Ollama

Open models on your machine or in the cloud

starts at $110.00 fees included

Max $100 · Pro $200/yrper month or per year

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Your Ollama account, wherever you are

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OpenArt

Images, video and characters from AI

starts at $61.60 fees included

Pro $56 · Wonder $240 · Plus $324/yrper month or per year

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OpusClip

Short clips cut by AI

starts at $78.65 fees included

Pro $29per month · 3, 6, 12 months

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Otter.ai

Meeting notes by AI

starts at $70.18 fees included

Pro $16.99per month · 6, 12 months

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Photoroom

Photo editor with AI

starts at $58.98 fees included

Pro $9.99 · Max $34.99 · Ultra $99per month · 1, 3, 6, 12 months

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Plaud

Note-taker with AI

starts at $160.07 fees included

Unlimited yearly $239.99per year

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Poe

Quora

starts at $56.07 fees included

Plus $19.99per month · 3, 6, 12 months

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Raycast

Launcher with AI, Mac and Windows

starts at $56.07 fees included

Max $49.99 · Pro+ $19.99per month · 3, 6, 12 months

Longer plans save up to 30%

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Replit

starts at $55.00 fees included

$50 – $1,000face value

Your Replit account, wherever you are

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Runway

Video made with AI

starts at $96.37 fees included

Pro $35 · Max $95 · Standard yearly $143.99per month · 1, 3, 6, 12 months

Longer plans save up to 30%

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Sider

Sidebar AI with an agent and a cloud computer

starts at $676.20 fees included

Max yearly $1,000per year

Longer plans save up to 30%

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Speak

Language tutoring with AI

starts at $126.42 fees included

Premium Plus yearly $164.99per year

Longer plans save up to 30%

Needs an account in the US, Germany or France

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Speechify Premium

Text to speech with AI

starts at $107.79 fees included

Premium $139.99per year

Longer plans save up to 30%

Accounts based in the US, UK, Canada, Australia or EU

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Suno

Music made with AI

starts at $78.67 fees included

Pro $10 · Premier $30per month · 3, 6, 12 months

Longer plans save up to 30%

Accounts based in the US, UK, Canada, Australia or EU

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Topaz Labs

Photo upscaling with AI

starts at $80.44 fees included

Image Pro $35 · Image Personal yearly $109per month · 3, 6, 12 months

Longer plans save up to 30%

Accounts based in the US, UK, Canada, Australia or EU

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Udio

Music made with AI

starts at $78.67 fees included

Pro $30per month · 3, 6, 12 months

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Warp

Terminal with AI, for developers

starts at $164.27 fees included

Max $200 · Build $216/yrper month or per year

Longer plans save up to 30%

Your Warp account, wherever you are

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Willow

Voice dictation with AI

starts at $107.98 fees included

Pro yearly $143.99per year

Longer plans save up to 30%

Accounts based in the US, UK, Canada, Australia or EU

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Wispr Flow

Voice dictation with AI

starts at $66.64 fees included

Pro $15per month · 6, 12 months

Longer plans save up to 30%

Accounts based in the US, UK, Canada, Australia or EU

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Questions about paying in USDT

Which AI subscriptions can I pay for in USDT?

All of them. Every plan in the AIwithBitcoin catalog accepts USDT (on TRON (TRC-20), Ethereum (ERC-20), BNB Smart Chain (BEP-20), Polygon, Solana, Arbitrum One, TON), ChatGPT, Claude, Canva included. Choose USDT at checkout and send the exact figure from your order page.

How fast is a USDT payment marked as paid?

On TRON (TRC-20): about 1 minute. On Ethereum (ERC-20): about 7 to 10 minutes. On BNB Smart Chain (BEP-20): under 1 minute. On Polygon: about 1 minute. On Solana: under 1 minute. On Arbitrum One: about 1 to 5 minutes. On TON: about 1 to 5 minutes. The order page moves on by itself; there is nothing to refresh.

USDT on which network?

Whichever of TRON (TRC-20), Ethereum (ERC-20), BNB Smart Chain (BEP-20), Polygon, Solana, Arbitrum One, TON already holds your USDT. What matters is that the network you choose on the order page and the one you send on are the same. The USDT network nearly every exchange will withdraw on.

Is there KYC or an account to create?

Neither. Checkout asks for an email address, used only to send your order link and activation steps. No ID, no name, no sign-up.

What happens if the amount I send is off?

Payments are matched by their exact amount, so copy it to the final digit. If a different figure lands, message us with the order ID and transaction ID and a person pairs them by hand.

Which USDT network is cheapest?

From your own wallet: BNB Smart Chain (BEP-20), Polygon, Solana, Arbitrum One, each under a cent. From an exchange it comes down to that exchange’s withdrawal fee per network, which the withdrawal form shows before you approve.

Do you accept USDT TRC-20?

Yes. Choose USDT on TRON (TRC-20) at checkout; it’s marked paid in about a minute. From your own wallet you need some TRX for the fee. From an exchange, pick TRC20 as the withdrawal network.

Can I send USDT straight from Binance or another exchange?

Yes. Withdraw USDT on the network you chose on the order page, paste the address, and add the withdrawal fee on top of the amount due so the full figure arrives. No memo is needed.