Paying in USDC

USDC: pay for ChatGPT, Claude and other AI plans

ChatGPT, Claude, Canva, CapCut Pro, Cursor and the rest of the catalog, settled in USDC on any of 6 networks. No customer account, no card, and the subscription goes onto an account you own.

Circle’s USDC is pegged to the dollar, so the USDC figure on your order page is the dollar total.

Accepted USDC networks

NetworkTime to paidNetwork costNetwork name at exchanges
USDCBaseabout 1 to 2 minutesunder 1 cent, paid in ETHBase
USDCEthereum (ERC-20)about 7 to 10 minutesa few cents in ETH most daysEthereum, also shown as ERC20
USDCSolanaunder 1 minuteunder 1 cent, paid in SOLSolana, also shown as SPL
USDCBNB Smart Chain (BEP-20)under 1 minutewell under 1 cent, paid in BNBBNB Smart Chain, also shown as BSC or BEP20
USDCPolygonabout 1 minuteunder 1 cent, paid in POLPolygon, also shown as Polygon PoS or MATIC
USDCArbitrum Oneabout 1 to 5 minutesunder 1 cent, paid in ETHArbitrum One, sometimes shown as ARB

Before you send USDC

Sending USDC on Base, step by step

Self-custody wallet

  1. 01Besides the USDC, keep a small amount of ETH on Base on Base to cover gas (under 1 cent, paid in ETH).
  2. 02Select USDC on Base on your order page and leave that tab open.
  3. 03Open Coinbase Wallet, or whichever USD Coin wallet you use, hit Send and select USDC on Base.
  4. 04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
  5. 05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
  6. 06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
  7. 07Approve the transfer.
  8. 08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 1 to 2 minutes.

Exchange account

  1. 01Select USDC on Base on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
  2. 02In the exchange, go to Withdraw (some call it “Send”) and select USDC.
  3. 03Set the network to Base. Most lost payments start at this step.
  4. 04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
  5. 05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
  6. 06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.
Where payments go wrong
  • Picking Ethereum mainnet instead of Base. Nothing about the address tells them apart.
  • No ETH on Base to pay the gas.

Sending USDC on Ethereum (ERC-20), step by step

Self-custody wallet

  1. 01Besides the USDC, keep a small amount of ETH on Ethereum (ERC-20) to cover gas (a few cents in ETH most days).
  2. 02Select USDC on Ethereum (ERC-20) on your order page and leave that tab open.
  3. 03Open MetaMask, or whichever USD Coin wallet you use, hit Send and select USDC on Ethereum (ERC-20).
  4. 04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
  5. 05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
  6. 06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
  7. 07Approve the transfer.
  8. 08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 7 to 10 minutes.

Exchange account

  1. 01Select USDC on Ethereum (ERC-20) on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
  2. 02In the exchange, go to Withdraw (some call it “Send”) and select USDC.
  3. 03Set the network to Ethereum, also shown as ERC20. Most lost payments start at this step.
  4. 04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
  5. 05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
  6. 06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.
Where payments go wrong
  • Picking Base, Polygon or Arbitrum. The 0x address matches, the chain does not.
  • An empty ETH balance, so nothing pays the gas.

Sending USDC on Solana, step by step

Self-custody wallet

  1. 01Besides the USDC, keep a small amount of SOL on Solana to cover gas (under 1 cent, paid in SOL).
  2. 02Select USDC on Solana on your order page and leave that tab open.
  3. 03Open Phantom, or whichever USD Coin wallet you use, hit Send and select USDC on Solana.
  4. 04The QR code carries both the address and the amount, so one scan fills the form. The copy buttons work too.
  5. 05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
  6. 06Before sending, compare the first and last four characters of the address (32 to 44 base58 characters) and the amount, digit for digit.
  7. 07Approve the transfer.
  8. 08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after under 1 minute.

Exchange account

  1. 01Select USDC on Solana on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
  2. 02In the exchange, go to Withdraw (some call it “Send”) and select USDC.
  3. 03Set the network to Solana, also shown as SPL. Most lost payments start at this step.
  4. 04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
  5. 05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
  6. 06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.
Where payments go wrong
  • Withdrawing USDC on any network other than Solana (SPL).

Sending USDC on BNB Smart Chain (BEP-20), step by step

Self-custody wallet

  1. 01Besides the USDC, keep a small amount of BNB on BNB Smart Chain (BEP-20) to cover gas (well under 1 cent, paid in BNB).
  2. 02Select USDC on BNB Smart Chain (BEP-20) on your order page and leave that tab open.
  3. 03Open Trust Wallet, or whichever USD Coin wallet you use, hit Send and select USDC on BNB Smart Chain (BEP-20).
  4. 04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
  5. 05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
  6. 06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
  7. 07Approve the transfer.
  8. 08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after under 1 minute.

Exchange account

  1. 01Select USDC on BNB Smart Chain (BEP-20) on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
  2. 02In the exchange, go to Withdraw (some call it “Send”) and select USDC.
  3. 03Set the network to BNB Smart Chain, also shown as BSC or BEP20. Most lost payments start at this step.
  4. 04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
  5. 05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
  6. 06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.
Where payments go wrong
  • Picking ERC20 (Ethereum) where the order asks for BEP20.
  • An empty BNB balance, so nothing pays the gas.

Sending USDC on Polygon, step by step

Self-custody wallet

  1. 01Besides the USDC, keep a small amount of POL on Polygon to cover gas (under 1 cent, paid in POL).
  2. 02Select USDC on Polygon on your order page and leave that tab open.
  3. 03Open MetaMask, or whichever USD Coin wallet you use, hit Send and select USDC on Polygon.
  4. 04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
  5. 05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
  6. 06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
  7. 07Approve the transfer.
  8. 08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 1 minute.

Exchange account

  1. 01Select USDC on Polygon on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
  2. 02In the exchange, go to Withdraw (some call it “Send”) and select USDC.
  3. 03Set the network to Polygon, also shown as Polygon PoS or MATIC. Most lost payments start at this step.
  4. 04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
  5. 05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
  6. 06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.
Where payments go wrong
  • Sending USDC.e, the older bridged token. Only native USDC on Polygon is accepted.

Sending USDC on Arbitrum One, step by step

Self-custody wallet

  1. 01Besides the USDC, keep a small amount of ETH on Arbitrum on Arbitrum One to cover gas (under 1 cent, paid in ETH).
  2. 02Select USDC on Arbitrum One on your order page and leave that tab open.
  3. 03Open MetaMask, or whichever USD Coin wallet you use, hit Send and select USDC on Arbitrum One.
  4. 04This QR code holds the address only. Scan or paste it, then enter the amount by hand from the order page.
  5. 05Enter the amount to the final digit. On most coins those trailing digits belong to your order alone, so don’t round.
  6. 06Before sending, compare the first and last four characters of the address (42 characters, beginning 0x) and the amount, digit for digit.
  7. 07Approve the transfer.
  8. 08Leave the order page open. It refreshes itself when your transaction shows up, and marks it paid after about 1 to 5 minutes.

Exchange account

  1. 01Select USDC on Arbitrum One on your order page and use the exchange option there. It switches to a QR code with the address only, plus copy buttons.
  2. 02In the exchange, go to Withdraw (some call it “Send”) and select USDC.
  3. 03Set the network to Arbitrum One, sometimes shown as ARB. Most lost payments start at this step.
  4. 04Paste the address. If the exchange offers a memo or tag field, leave it blank: this address works without one.
  5. 05Type the amount due plus the exchange’s withdrawal fee, or the fee comes out of your payment. The adder below does the sum. Where the form shows a “receive” figure, make that one equal the amount due.
  6. 06Approve it with 2FA or the email link. Exchanges sometimes hold a withdrawal for review, most often the first one to a new address.
Where payments go wrong
  • Sending USDC.e, the older bridged token. Only native USDC on Arbitrum One is accepted.
  • No ETH on Arbitrum to pay the gas.

AI plans you can buy with USDC

ChatGPT

OpenAI
starts at $56.10 fees included
Plus $20 · Pro $100 / $200 / $500per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Claude

Anthropic
starts at $56.10 fees included
Pro $20 · Max 5x $100 · Max 20x $200per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Your Claude account, wherever you are

Canva

Design tools plus Canva AI
starts at $66.64 fees included
Pro $18 · Business $25per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

CapCut Pro

Video editor with AI tools
starts at $55.06 fees included
Pro $19.99per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Cursor

Code editor with AI
starts at $68.82 fees included
Pro $25.99 · Pro+ $77.99 · Ultra $259.99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

GitHub Copilot

GitHub
starts at $55.24 fees included
Pro $10 · Pro+ $39.99 · Max $99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Google AI Pro

Google · Gemini
starts at $56.07 fees included
AI Pro $19.99 · AI Ultra 5x $99.99 · AI Ultra 20x $199.99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Midjourney

Images and video from AI
starts at $73.92 fees included
Mega $120 · yearly from $96per month or per year
Longer plans save up to 30%
Your Midjourney account, wherever you are

Perplexity Pro

Perplexity
starts at $56.10 fees included
Pro $20 · Max $200 · Max yearly $2,000per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Photoshop

Adobe
starts at $57.53 fees included
Mobile & Web $69.99per year
Longer plans save up to 25%
Accounts based in the US, UK, Canada, Australia or EU

SuperGrok

xAI · Grok
starts at $78.67 fees included
SuperGrok $30 · Plus $100 · Heavy $300 · Heavy yearly $3,000per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

X Premium

X · Grok included
starts at $64.68 fees included
Premium $84 · Premium+ $395per year
Longer plans save up to 30%
An X account with no Premium yet, anywhere

Adobe Express Premium

Adobe
starts at $58.98 fees included
Premium $9.99per month · 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Base44

Apps built from a prompt
starts at $100.25 fees included
Pro $99.99 · Builder yearly $479.99 · Starter yearly $191.99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Bolt.new

Apps built from a prompt
starts at $110.00 fees included
Pro 100 $100 · Pro 200 $200 · Pro $216/yrper month or per year
Longer plans save up to 30%
Your Bolt account, wherever you are

Brave Leo Premium

The AI built into Brave
starts at $115.29 fees included
Premium yearly $149.99per year
Longer plans save up to 30%
Your Brave account, wherever you are

Character.AI+

Character.AI
starts at $84.16 fees included
c.ai+ $9.99per month · 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

DeepL Pro

Translation with AI
starts at $55.39 fees included
Individual $10.49 · Individual + Write Pro $23.99per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Devin (Windsurf)

Coding agent plus editor
starts at $216.00 fees included
Max $200per month
Your Devin account, wherever you are

Duolingo Max

Learn languages with AI
starts at $74.21 fees included
Max $29.99per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

ElevenLabs

Voice generation with AI
starts at $108.90 fees included
Pro $99 · Scale $299 · Business $990 · Creator yearly $220per month or per year
Longer plans save up to 30%
Your ElevenLabs account, wherever you are

Gamma

Presentations built by AI
starts at $83.16 fees included
Ultra $100 · Pro $216/yr · Plus $108/yrper month or per year
Longer plans save up to 30%
Your Gamma account, wherever you are

Genspark

Workspace for AI agents
starts at $160.07 fees included
Pro $249.99 · Plus yearly $239.99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Grammarly Premium

Grammarly
starts at $56.09 fees included
Premium $59.99 / 3 months · $139.99 / year3, 6 or 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

HeyGen

Video avatars made with AI
starts at $76.70 fees included
Creator $29per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Ideogram

Images from AI
starts at $66.00 fees included
Pro $60 · Plus $180/yrper month or per year
Longer plans save up to 30%
Your Ideogram account, wherever you are

Kimi

Moonshot AI
starts at $99.50 fees included
Max $99 · Ultra $199per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Kling AI

Video made with AI
starts at $91.78 fees included
Pro $37 · Premier $92 · Ultra $179.99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Krea

Images and video from AI
starts at $77.00 fees included
Max $70 · Max 100k $165 · Pro $252/yrper month or per year
Longer plans save up to 30%
Your Krea account, wherever you are

Leonardo.Ai

Images and video from AI
starts at $77.12 fees included
Ultimate $79.99 · Premium $39.99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Lovable

Apps built from a prompt
starts at $77.12 fees included
Pro $39.99 · Business $79.99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Luma AI

Video from AI · Dream Machine
starts at $99.00 fees included
Pro $90 · Ultra $300 · Plus $300/yrper month or per year
Longer plans save up to 30%
Your Luma account, wherever you are

Manus

Autonomous AI agent
starts at $56.10 fees included
Pro 4,000 $20 · Pro 8,000 $40 · Pro 40,000 $200per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Microsoft 365

Microsoft · Copilot included
starts at $62.08 fees included
Personal $99.99 · Family $129.99per year
Longer plans save up to 30%
Country keys: US, UK, Canada, Australia, EU

Microsoft 365 Premium

Microsoft · Copilot built in
starts at $56.07 fees included
Premium $19.99per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Mistral Vibe

Mistral AI
starts at $74.01 fees included
Pro $14.99per month · 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Monica

AI assistant in your browser and phone
starts at $68.82 fees included
Max $24.99per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Notion

Business plan includes Notion AI
starts at $58.98 fees included
Business $23.99 · Plus yearly $119.99per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Ollama

Open models on your machine or in the cloud
starts at $110.00 fees included
Max $100 · Pro $200/yrper month or per year
Longer plans save up to 30%
Your Ollama account, wherever you are

OpenArt

Images, video and characters from AI
starts at $61.60 fees included
Pro $56 · Wonder $240 · Plus $324/yrper month or per year
Longer plans save up to 30%
Your OpenArt account, wherever you are

OpusClip

Short clips cut by AI
starts at $78.65 fees included
Pro $29per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Otter.ai

Meeting notes by AI
starts at $70.18 fees included
Pro $16.99per month · 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Photoroom

Photo editor with AI
starts at $58.98 fees included
Pro $9.99 · Max $34.99 · Ultra $99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Plaud

Note-taker with AI
starts at $160.07 fees included
Unlimited yearly $239.99per year
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Poe

Quora
starts at $56.07 fees included
Plus $19.99per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Raycast

Launcher with AI, Mac and Windows
starts at $56.07 fees included
Max $49.99 · Pro+ $19.99per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Replit

Replit
starts at $55.00 fees included
$50 – $1,000face value
Your Replit account, wherever you are

Runway

Video made with AI
starts at $96.37 fees included
Pro $35 · Max $95 · Standard yearly $143.99per month · 1, 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Sider

Sidebar AI with an agent and a cloud computer
starts at $676.20 fees included
Max yearly $1,000per year
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Speak

Language tutoring with AI
starts at $126.42 fees included
Premium Plus yearly $164.99per year
Longer plans save up to 30%
Needs an account in the US, Germany or France

Speechify Premium

Text to speech with AI
starts at $107.79 fees included
Premium $139.99per year
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Suno

Music made with AI
starts at $78.67 fees included
Pro $10 · Premier $30per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Topaz Labs

Photo upscaling with AI
starts at $80.44 fees included
Image Pro $35 · Image Personal yearly $109per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Udio

Music made with AI
starts at $78.67 fees included
Pro $30per month · 3, 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Warp

Terminal with AI, for developers
starts at $164.27 fees included
Max $200 · Build $216/yrper month or per year
Longer plans save up to 30%
Your Warp account, wherever you are

Willow

Voice dictation with AI
starts at $107.98 fees included
Pro yearly $143.99per year
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Wispr Flow

Voice dictation with AI
starts at $66.64 fees included
Pro $15per month · 6, 12 months
Longer plans save up to 30%
Accounts based in the US, UK, Canada, Australia or EU

Questions about paying in USDC

Which AI subscriptions can I pay for in USDC?

All of them. Every plan in the AIwithBitcoin catalog accepts USDC (on Base, Ethereum (ERC-20), Solana, BNB Smart Chain (BEP-20), Polygon, Arbitrum One), ChatGPT, Claude, Canva included. Choose USDC at checkout and send the exact figure from your order page.

How fast is a USDC payment marked as paid?

On Base: about 1 to 2 minutes. On Ethereum (ERC-20): about 7 to 10 minutes. On Solana: under 1 minute. On BNB Smart Chain (BEP-20): under 1 minute. On Polygon: about 1 minute. On Arbitrum One: about 1 to 5 minutes. The order page moves on by itself; there is nothing to refresh.

USDC on which network?

Whichever of Base, Ethereum (ERC-20), Solana, BNB Smart Chain (BEP-20), Polygon, Arbitrum One already holds your USDC. What matters is that the network you choose on the order page and the one you send on are the same. The lowest-cost USDC here, and the default for many Coinbase users.

Is there KYC or an account to create?

Neither. Checkout asks for an email address, used only to send your order link and activation steps. No ID, no name, no sign-up.

What happens if the amount I send is off?

Payments are matched by their exact amount, so copy it to the final digit. If a different figure lands, message us with the order ID and transaction ID and a person pairs them by hand.

Further reading

Pay with a different coin